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The Story Behind Pinpoint Payments
Three Founders. One Vision. To Make an Impact.
Pinpoint Payments wasn’t born in a boardroom—it started with an idea forged through real-world experience, trials, and a shared belief that business owners deserve better.
From Experience to Insight
How the founders met and learned the ropes of high-risk eCommerce.
Ben Grossman, Gilboa Merginger, and Nicholas “Nico” Ruggieri cut their teeth in fast-moving, high-risk industries like eCommerce and affiliate marketing. They experienced the challenges of scaling businesses, surviving fraud, and navigating merchant shutdowns.
From Idea to Inception
Turning uncertainty into an opportunity.
After experiencing exits and layoffs firsthand, the founders decided to build a company that protected businesses the way they wished they had been protected. What began as a fraud and chargeback prevention service quickly evolved into a full-service payments company.
A Company Built by Entrepreneurs , for Entrepreneurs
We understand your business because we’ve been there.
Unlike traditional providers, Pinpoint Payments was built by people who had faced processor shutdowns, fraud waves, and the challenges of high-risk businesses. This insider experience informs every service and solution we provide.
Meet the Founders
Three leaders, each with unique expertise
Ben Grossman
Chief Executive Officer
Co-Founder and CEO of Pinpoint Payments. Ben sets company strategy and drives innovation across products and partnerships. His leadership has guided Pinpoint to five consecutive Inc. 5000 honors and a reputation for excellence in payment processing.
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Nicholas Ruggieri
Chief Sales Officer
Co-Founder and CSO. Nicholas (Nico) leads all global sales initiatives with a focus on performance and partnerships. His strategic insight and energy fuel Pinpoint’s merchant growth and partner success.
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Gilboa Merdinger
Chief Financial Officer
Co-Founder and CFO. Gil manages the company’s financial and operational strategies, expansion opportunities, and risk management. His disciplined approach keeps Pinpoint strong and scalable.